By Team Mony 
Introduction
UPI is a real-time payment system regulated by NPCI and RBI, offering speed, convenience, safety, and favorable conversion rates. To serve international travelers, Mony has partnered with Smart Payment Solutions Private Limited, a PPI-licensed entity, to launch the first UPI-enabled payment wallet specifically designed for visitors. Now, tourists from all countries can enjoy cashless transactions in India using UPI.
Getting to Know the UPI-Enabled Payment Wallet
With Mony’s UPI-enabled wallet, international tourists can enjoy seamless digital transactions during their stay in India. Forget the hassle of carrying cash—this wallet provides a secure and convenient way to make payments. Users can easily top up their Mony wallet with any international debit or credit card and pay at millions of merchants across India. Any leftover balance can be encashed upon exiting the country.
Step 1: Download and Install the Wallet App
To begin using the UPI-enabled wallet, download the Mony UPI app from your device’s app store (Google Play Store or Apple App Store). Search for “Mony UPI Wallet,” and hit the download button.
Step 2: Register and Verify Your Account
The sign-up process is simple and straightforward. We’ll ask for a few details such as your name, email, and phone number. Your contact will be validated through an OTP, and your Virtual Payment Address (VPA) will be generated based on your phone number.
Step 3: Complete Document Verification
Once we have your basic information, we’ll need a copy of the front page of your passport and your Indian visa or immigration stamp (for NRIs). You can upload these documents directly through the app’s KYC page. One of our agents will visit your location to verify the original documents (OSV) and approve them.
After the documents are approved by both the agent and the auditor, your Mony wallet will be activated, giving you instant access to payments.
Step 4: Add Funds to Your Wallet
Now that your wallet is activated, you can add funds to your Mony wallet using your international debit or credit card. The app supports all major card networks. Your currency will be converted to Indian Rupees at the payment gateway’s current exchange rate, and we offer competitive rates compared to other payment options.
Step 5: Explore the Wallet’s Features
Once your account is fully set up, take some time to explore the features offered by the app. Mony’s UPI-enabled wallet allows you to scan and pay at over 100 million merchants, and make online payments via your UPI ID. Familiarizing yourself with the app’s functions will enhance your digital payment experience.
Conclusion
Mony’s UPI-enabled wallet for international tourists has made traveling in India more convenient than ever. By following this step-by-step guide, you can quickly set up your UPI wallet and enjoy hassle-free cashless payments during your trip. Simply download the app, complete the registration and verification process, set your UPI PIN, and start taking advantage of digital payments as a foreign visitor.